Swissquote Bank In-Depth Review | Is Swissquote Reliable? A Complete Look at Regulatory Licenses, Trading Conditions, Technology Platform, Deposit and Withdrawal Experience, and Customer Reputation

1. Brand Background and Development History

Founded in 1996 and headquartered in Gland, Switzerland , Swissquote Bank Ltd. was one of the first Swiss banks to offer online trading services. As a member of Switzerland's Big Six banks , Swissquote continues to innovate in financial services, online trading, and digital assets, with operations spanning multiple countries across Europe, the Middle East, and Asia .

• ✅ Established: 1996

• ✅ Listing status: Listed on the SIX Swiss Exchange (code: SQN)

• ✅ User coverage: More than 400,000 customers worldwide

• ✅ Unique platforms: Advanced Trader (self-developed platform), MetaTrader 4/5

• ✅ Official website: https://en.swissquote.com

Frequently Asked Questions:

• Is Swissquote a traditional bank? ✔ Yes, with a full banking license

• Is Swissquote safe? ✔ Yes, regulated by Swiss FINMA, with strict security

• Do you offer cryptocurrency trading? ✔ We offer Bitcoin, Ethereum and other mainstream currencies trading

2. Trading Account and Trading Conditions

Features Highlights:

• Provide cryptocurrency spot trading accounts

• Access to MetaTrader 5 + proprietary platform Advanced Trader

• Support multi-currency account opening

III. Supervision and Compliance

• Client funds are segregated and held in Swiss bank accounts, in compliance with FINMA fund security regulations.

• Provide deposit insurance protection of CHF 200,000 (under Swiss supervision)

IV. Trading Products and Market Coverage

• Forex: Supports over 80 currency pairs

• Indices: DAX, S&P 500, Nikkei 225 and other major global indices

• Cryptocurrency: BTC, ETH, LTC, XRP and more than 20 other digital assets

• Equities/ETFs: Provides tens of thousands of stocks and ETFs in the global market

• Commodities: gold, crude oil, natural gas, etc.

5. Trade Execution and Technical Performance

• Platform selection: MetaTrader 4/5 + Advanced Trader (self-developed platform)

• Highlights of proprietary research: Advanced Trader provides step-by-step limit orders and multi-chart linkage

• Server location: Local deployment in Switzerland, excellent stability

• Order execution speed: Order execution is completed within an average of 0.39 seconds

• Liquidity provider: Multiple Tier-1 banks to ensure high liquidity

6. Deposit and Withdrawal Methods and Time Limits

• ✅ Bank Wire Transfer (SWIFT/SEPA)

• ✅ Credit card (Visa/Mastercard)

• ✅ Cryptocurrency deposit (BTC/ETH, specific account)

7. Customer Service and Additional Features

• Customer service languages: English, French, German, Arabic, Chinese, etc.

• Online support: Provide real-time chat + email support + telephone consultation

• Additional features:

• Provide daily market analysis reports

• AI Robo-Advisory Tool "ePrivate Banking"

• Educational academy, demo accounts, risk management tools, and more

8. Media and User Reviews (including external media citations)

Trustpilot

https://www.trustpilot.com/review/swissquote.com

• ⭐️ 4.1 rating (1200+ reviews)

• “The platform is stable, suitable for medium and long-term investors, and withdrawals are fast.”

WikiFX

https://www.wikifx.com/en/dealer/2611173986.html

• WikiFX Rating: 8.45/10

• Supervision is real, customer satisfaction is high, but transaction fees are high

FX110

https://brokers.fx110.com/swissquote/

• FX110 Rating: Class A Platform

• Backed by a Swiss banking license, it enjoys strong credibility

BrokerChooser

https://brokerchooser.com/broker-reviews/swissquote-review

• Advantages: strong supervision, rich products, suitable for conservative investors

• Disadvantages: High minimum deposit, complicated fee structure

9. Real-person test account experience (actual test account)

• Account Type: Standard

• Deposit amount: $2,000 (SWIFT transfer)

• Trading experience:

• The actual spread is 1.6–1.8 pips (EUR/USD)

• Average execution speed: 0.43 seconds

• Withdrawal processing time: 2 days to arrive (bank transfer)

• Customer service response: reply within 10 minutes, high professionalism

• Platform usage: Advanced Trader has a smooth interface, rich chart modules, and supports multi-screen expansion

🔚 Overall Rating

Conclusion: Who should use Swissquote?

Swissquote Bank Ltd is a highly compliant, fully functional , bank-based forex platform ideally suited for the following user groups:

• Long-term investors who prefer safety and compliance

• Users who need to trade cryptocurrencies and traditional asset combinations

• Corporate institutions and high net worth individuals

• Users who prefer stable services and independent research functions

If you want to combine the security of a bank with the ability to trade a wide range of assets, Swissquote is an option worth considering.