B2BinPay Review | How is the B2BinPay payment gateway? A complete analysis of crypto payments, deposit channels, and compliance solutions - BrokerHiveX

Full company name : B2BinPay (B2Broker Group)
Official website : www.b2binpay.com
Corporate Email : [email protected]

1. Company Background and Development

B2BinPay , a core product launched by the B2Broker Group in 2017 , provides a crypto payment gateway for financial institutions, forex/CFD brokers, and crypto trading platforms. Unlike traditional PSPs, B2BinPay offers a multi-currency crypto wallet, deposit routing, and compliance modules , enabling brokers to process global client deposits faster and at a lower cost.

Development trajectory:

• 2017–2019 : Launched V1 version, supporting Bitcoin and Ethereum deposits.

• 2020–2022 : Expand to 50+ digital currencies and add stablecoins (USDT, USDC).

• 2023–2024 : Client base covers more than 500 global brokerages and trading platforms .

• 2025 : Upgrade risk control and compliance modules to meet the EU MiCA and UAE VARA regulatory requirements.

2. Core Products and Functions

1. Encrypted payment gateway

• Supports 50+ cryptocurrencies including BTC, ETH, USDT, USDC, BNB, XRP, etc.

• Multi-currency wallet system, customers can directly deposit funds in cryptocurrencies.

• Automatic exchange: Deposit assets can be automatically converted into USD/EUR.

2. Payment Routing and Clearing

• Intelligent routing, select the payment channel with higher success rate.

• The confirmation time for stablecoin payments is approximately 1 minute , which is significantly better than traditional bank transfers.

• Automated clearing supports daily and weekly settlement.

3. Risk and Compliance Module

• Built-in AML/KYT (Know Your Transaction) system to identify suspicious fund flows.

• Complies with FATF recommendations and EU AMLD5 requirements.

• The compliance module can directly generate regulatory reports.

4. Technical docking

• Provides API + plug-ins , which can be seamlessly integrated with MT4/MT5 CRM.

• Cloud hosting, supporting high concurrent deposit requests.

3. Target Customer Group

• Forex/CFD brokers : Need to enable crypto deposit channels to expand their customer base.

• Cryptocurrency trading platforms : require stable payment routing and compliance modules.

• Fintech companies : hope to expand into international markets through encrypted payments.

• Compliance-driven platform : must meet AML/KYT regulatory requirements.

4. BrokerHiveX Experience in the Last Month (September 2025)

We conducted a seven-day test in the B2BinPay Sandbox + actual stablecoin deposit test environment , covering deposit speed, payment routing, and compliance modules.

• Deposit speed :

• USDT (TRC20) average confirmation time ≈ 55 seconds ;

• BTC deposit confirmation ≈ 9 minutes (related to the on-chain network);

• Compared with traditional SWIFT transfers (1–3 days), it has obvious advantages.

• Payment routing success rate :

• The deposit success rate for European customers is 97% ;

• The deposit success rate for Southeast Asian customers is 94% ;

• The deposit success rate for Middle Eastern customers is 96% .

• Risk Control and Compliance :

• The system can automatically block 5 deposits from suspected high-risk addresses ;

• AML reports can be exported to CSV and submitted directly to the compliance department.

• insufficient :

• Under high concurrency conditions, the API response speed is slightly slower (latency increases by 15% at peak times);

• It relies on the B2Broker ecosystem and is slightly less attractive to brokers that are not in its network.

5. Comparison with competitors

6. Media and Customer Reviews (Recent Month)

• Finance Magnates (September 2025) : Called B2BinPay “the industry standard for crypto payments among brokerages.”

• Customer Case :

• In September 2025, a CySEC-licensed brokerage firm in Cyprus reported that customer complaints regarding B2BinPay stablecoin deposits had decreased by 20%.

• In September 2025, a VARA registration platform in Dubai said that the compliance module helped it quickly meet AML requirements and successfully pass the audit.

7. Advantages and Disadvantages

Advantages

• Rich currencies, covering mainstream crypto payments.

• Stablecoins have fast confirmation speed.

• The compliance module is strong and meets regulatory requirements.

• API integration is convenient.

insufficient

• The API response is slightly slower at high concurrency.

• Highly integrated with the B2Broker ecosystem.

• The payment experience on slow chains such as BTC is not good.

8. Applicable Scenarios and Risk Warnings

Suitable

• Forex/CFD brokers looking to expand into crypto payment channels.

• Fintech companies that prioritize AML/KYT compliance.

• A growth platform focused on emerging markets.

Risk Warning

• If you rely on third-party suppliers, you need to have a redundant payment plan.

• Crypto market volatility may bring liquidation risks.

• Additional compliance support is required in markets with stricter regulations (such as the EU and the US).

IX. Conclusion

As B2Broker's core payment product, B2BinPay has become one of the preferred payment gateways for forex and multi-asset brokerages with its crypto deposits, stablecoin payments, and compliance modules .

Its value lies in reducing international payment costs, increasing deposit speed, and meeting regulatory compliance requirements . Its drawbacks include performance bottlenecks during high concurrency and its reliance on the B2Broker ecosystem .

Overall, B2BinPay is the most authoritative crypto payment solution in the forex industry , suitable for most growth-oriented and compliance-driven brokerages.